Mutually Beneficial

Never miss a credit card perk again.

You pay annual fees for statement credits, monthly perks, and benefits you forget to use. Cards With Benefits keeps track of every one of them — and reminds you what's about to expire.

Coming soon to the App Store See how it works
Captured this year
$1,240 of $1,720
Annual fee $550  •  +$670 bonus

Get back what you're already paying for

Most people leave hundreds of dollars in card perks unused every year. This app makes them impossible to forget.

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This month, at a glance

Every credit and perk closing this month, in one list — with a running total of what you've captured and what's still on the table.

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See your fee pay for itself

A progress bar fills as you use perks, with a marker at your annual fee — so you can see exactly when a card crosses into profit.

Auto-apply the easy ones

Credits that hit automatically every month can be marked auto-apply, so they count without you lifting a finger.

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Your whole wallet

A growing catalog of personal and business cards from every major issuer. Add the ones you carry and skip the rest.

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Private by design

No account. No sign-up. Nothing leaves your phone. Your cards and your spending stay entirely on your device.

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Made to feel good

Mark a perk as captured and watch it count. Hit 100% for the month and the whole screen celebrates with you.

No strings. Just the perks.

Add your cards, glance at what's expiring, tap to capture. That's the whole thing.

Coming soon to the App Store Suggest a card